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ElCount
10-06-2009, 05:36 PM
OCTOBER 7, 2009

Australia Rate Jump Opens Door to Others

By ALEX FRANGOS in Hong Kong and JAMES GLYNN in Sydney

Let the rate increases begin.

Australia on Tuesday became the first Group of 20 country to raise interest rates since the start of the financial crisis, breaking the ice for other relatively healthy economies to follow suit.

.The surprise move -- which came earlier than markets expected -- is a signal that the great global monetary loosening is beginning to reverse.

Australia's rate increase "is a game changer," says Sanjay Mathur, economist at RBS in Singapore. "No central bank wanted to be seen as the ugly duckling and be the first. Now that they've done it, theoretically it paves the way for tightening by other central banks."

The Reserve Bank of Australia raised its main interest-rate target one-quarter of a point to 3.25%. Reserve Bank Governor Glenn Stevens indicated in a statement accompanying the policy decision that the rate rise may be the first of a series.

Analysts had figured Australia would be first to raise rates. It avoided recession thanks to a relatively strong banking system, a quick fiscal stimulus and strong Chinese demand for its commodities. But they expected it to happen later in the year.

Investors Prepare for Inflation1:20Central banks have welcomed the boom in asset prices during the past six months. They hope wealth effects lift growth. But they might not welcome the real message investors are sending: expect inflation, and a lot of it.
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The Reserve Bank thought this was the time, as positive economic news in Australia flowed in. "The risk of serious economic contraction in Australia now having passed, the board's view is that it is now prudent to begin gradually lessening the stimulus provided by monetary policy," Mr. Stevens said.

The next country on many lists for a rate increase is South Korea. It has enjoyed one of the fastest rebounding economies in the world and has already seen a sharp upturn in property prices and the value of its currency, the won. The Bank of Korea's interest-rate board meets Friday. It is expected to hold rates steady at that meeting, citing still fragile economic conditions. But a debate has developed among policy makers in Korea over when to move higher, and the Australian announcement could give those supporting a rate increase political cover.

Mr. Mathur of RBS and other economists Tuesday used Australia's signal to move up their forecasts for Korea to raise its target interest rate later this year rather than sometime in the first quarter of 2010. Other countries expected to tighten monetary policy beginning early next year include Indonesia, Taiwan, India and China. Analysts are also watching New Zealand and Norway. Though Israel became the first country to raise rates in August, its relatively small economy limited the move's significance.

.Investors pushed the Australian dollar higher Tuesday, attracted by the higher interest rate. By midafternoon in Asia, the Australian dollar traded as high as 88.64 U.S. cents, up 1.02%. The Australian currency is already up 25% so far this year against the dollar.

The rising currency creates a dilemma for Australian economic planners. A stronger Australian dollar makes exports more expensive for customers abroad and could slow growth too quickly.

That same concern about currency appreciation is a priority for other central bankers, where they have started to see their economies recover, especially in Asia. Asian currencies generally rallied against the U.S. dollar on the Australian news. The dollar fell 1.28% against the Indonesian rupiah, which hit 9,420 per dollar, the rupiah's strongest level for the year.

Several countries have intervened in foreign-exchange markets recently to prevent currencies from appreciating too much against the dollar, and accumulated more dollar reserves in the process. South Korea reported Tuesday that its currency reserves increased $8.8 billion in September to $254 billion, its largest in 15 months. Taiwan also reported Tuesday that its reserves rose last month.

Asian central banks have a delicate balance to achieve in the coming months. Most have traditionally waited for the U.S. Federal Reserve to raise rates before taking action. But this time the Asia-Pacific region is leading the world economic recovery. Waiting for the Fed -- which isn't expected to raise its target until the third quarter of 2010 -- risks stoking inflation and bigger rate increases.

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Reuters People walk past the Reserve Bank of Australia building in central Sydney October 6, 2009.
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But raising rates before the Fed will cause capital to flow to those economies with higher rates. Central banks will either buy dollars to keep their currencies from strengthening too much or let their currencies appreciate, hurting exporters. The capital flows can also stoke dangerous bubbles in asset prices such as stocks and real estate -- already a concern in parts of Asia.

To be sure, rate increases are likely to be slow at first. There are early signs of inflation returning in some countries such as India, Indonesia and Korea. But prices are far from out of hand.

"Countries in Asia aren't chomping at the bit to move rates," says Tim Condon, chief economist for Asia at ING Financial Markets in Singapore. Inflation pressure is low and most of the economies haven't recovered from the global collapse of finance and trade. "The balance of risks is not there yet," he says.

Write to Alex Frangos at alex.frangos@wsj.com and James Glynn at james.glynn@dowjones.com

http://online.wsj.com/article/SB125480012867566719.html

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TODAY'S MARKETS
OCTOBER 6, 2009, 5:28 P.M. ET.
Gold, Stocks Leap as Dollar Tumbles

By PETER A. MCKAY and DONNA KARDOS YESALAVICH

A surprise interest-rate increase by the Reserve Bank of Australia spurred broad-based stock gains, a pullback in the U.S. dollar, and a surge in gold and other commodities Tuesday.

The move marked the first tightening by a major central bank since the start of the recent global downturn, with Australia's key rate rising a quarter percentage point to 3.25%.

The dollar drops and gold hits an all-time high. Dow Jones Newswires' Michael Casey and MarketWatch's David Weidner tells The News Hub the greenback is headed lower, but that's not necessarily bad news. Plus, MarketWatch's Kristen Gerencher discusses health care's trillion-dollar question.
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The rate increase spurred optimism that the global economy is on the mend and caused the U.S. dollar to fall, in turn boosting commodities prices. Commodity-producing companies, from gold miners to oil drillers, led the market's gains.

The Dow Jones Industrial Average climbed 131.50 points, or 1.4%, to 9731.25, led by a 3.5% gain in Alcoa, which reports earnings on Wednesday. Pfizer, Intel, J.P. Morgan Chase and Hewlett-Packard each rose more than 2%.

Some of the market's gains were pared in the early afternoon as bank stocks briefly reversed course, but the sector's and the market's climb soon resumed. Goldman Sachs Group rose 0.3% to $186.98, after falling as low as $184.60.

The Nasdaq Composite Index advanced 35.42 points, or 1.7%, to 2103.57. The S&P 500 gained 14.26 points, or 1.4%, to 1054.72, led by a 2.4% gain for its energy sector as crude oil futures rose. Its materials category rose 2.1%.

"Today it's really all about the U.S. dollar, as the move higher is really being driven by these commodities," said Christopher Foxall, head of global portfolio trading with Lighthouse Financial. "People are moving into more risky asset classes, and it's not so much a hedge against inflation but more a hedge against the weakening U.S. dollar."

Market Data Center > .Most Actives | Gainers | Losers New Highs and Lows | Money Flows Intraday Futures | Currencies .The dollar declined against every major denomination except the British pound. The dollar declined 0.45% against the euro to its lowest 4 p.m. value since Sept. 23 and 0.8% against the yen to its lowest 4 p.m. mark since Jan. 22.

"This is a major event," currency strategist Bob Lynch, of HSBC Bank USA, said of the Australia rate move. "Very few economists had a rate hike penciled in for this year. I think most had the first half or first quarter of 2010."

However, Mr. Lynch and other analysts are skeptical that the move signals higher rates around the world. The policy statement accompanying Australia's move included several cautionary notes citing the likelihood of weak expansion in major countries' economies for months to come.

The Federal Reserve has indicated it is unlikely to increase rates in the near future. William Dudley, the New York Fed's president, said late Monday that interest rates will remain low for a long time.

Gold futures hit a record high Tuesday for any most-active contract traded on the Comex division of the New York Mercantile Exchange, peaking at $1045 an ounce. Comex gold for October delivery gained $21.90 a troy ounce, or 2.15%, to settle at $1038.60.

Crude-oil futures gained 47 cents a barrel, or 0.67%, to $70.88. The head of Saudi Arabia's central bank and other Gulf states denied a report that big oil-producing nations will price oil in a basket of currencies rather than the dollar.

Treasurys ticked lower after a record $39 billion three-year auction received below-average demand. The two-year note slid 2/32 to yield 0.904%. The 10-year note declined 12/32 to yield 3.261%.

—Geoffrey Rogow contributed to this article
Write to Peter A. McKay at peter.mckay@wsj.com and Donna Kardos Yesalavich at donna.yesalavich@dowjones.com

http://online.wsj.com/article/SB125482726538767271.html?mod=WSJ_hps_LEADNewsColl ection

Luse_Fiasco
10-06-2009, 05:45 PM
can i say risky?

Interest rates going up will reduce consumption

ElCount
10-06-2009, 05:49 PM
But it will also reduce the accumulation of debt and encourage savings.

If there were no repercussions to massive consumption then wouldn't it make sense to have interest rates at Zero indefinitely?

In any case, Australia's banking system from what I've read is/was much more structured than ours.

Also, the Australian interest rates were at 3% during the financial meltdown unlike ours which was something like 0%. And they're only raising it a quarter of a percent so it isn't drastic.

The near future seems apparent though. I think more G-20 countries are going to start raising interest rates before the Federal Reserve and the dollar is going to get hammered each time it happens.

Let's Go Silver!!!!

P.S. I know you're busy but Are you planning on logging into the stock simulation game anytime soon? Otherwise I might delete your account.

Luse_Fiasco
10-06-2009, 05:54 PM
lol the dollar is going to get hammered because other countries currencies are going to start appreciating more but what is the Federal Reserve doing?

in our current recession here in the US, interest rates are very low so they can only go up with time. consumers will still be more likely to save than spend.

its a mess out there but somebody has to react ya kno

Luse_Fiasco
10-06-2009, 05:57 PM
yea man im going to start today, right now actually, im flooded with work but i can take a small break

ElCount
10-08-2009, 06:06 PM
OCTOBER 9, 2009

ECB, Bank of England Hold Rates Steady
Trichet Sees Euro-Zone Economy Stabilizing But Warns of Uncertain Outlook; Banks Give No Hints of Imminent Moves.ArticleCommentsmore in Europe

By PAUL HANNON

LONDON -- The European Central Bank and the Bank of England didn't change interest rates or other measures designed to boost growth Thursday, and gave no indication that major moves are imminent.

The ECB left its key interest rate unchanged at 1%, while the U.K. central bank left its key rate at 0.5% for the eighth consecutive month and stuck to its program of buying £175 billion ($278.33 billion) in government bonds.

AFP/Getty Images ECB president Jean-Claude Trichet said the euro-zone's economy is recovering and consumer prices will start to rise over coming months.
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There are signs that the economy is starting to grow again but questions persist over how strong and sustained the apparent recovery will be. Neither the ECB nor the BOE seems likely to raise key interest rates for many months.

At a news conference in Venice, ECB President Jean-Claude Trichet said the euro-zone economy is stabilizing and is expected to recover at a good pace. He warned against a premature declaration of victory, and said the outlook is highly uncertain.

"We have ahead of us a bumpy road, even if we are out of this period of free fall," Mr. Trichet said.

That led many economists to conclude that the central bank won't raise its key interest rate until well into 2010.

"The ECB's cautious tone in the press conference following its decision to leave interest rates on hold for the sixth consecutive month supports our view that any future tightening of policy conditions in the region remains a long way off," said Jonathan Loynes, chief European economist at Capital Economics.

MoreTrichet's Introductory Statement European Central Bank Statement Bank of England Statement .
Like his counterparts at the BOE, Mr. Trichet continues to fret over the state of the banking system, noting that lending growth is "subdued," while urging banks to rebuild their capital.

Many observers expect the euro-zone economy to have broken a sequence of five successive quarters of contraction in the third quarter.

There were further indications that was the case Thursday, when figures released by Germany's Economics Ministry showed industrial production in the euro zone's largest member grew 1.7% in August from July.

The ECB's rough estimates are for the economy to shrink 4.1% this year and grow 0.2% next year. It expects inflation to be around 0.4% this year and 1.2% in 2010, well below its medium-term goal of "close to, but under 2.0%."

The euro's recent sharp rise against the U.S. dollar, sterling and other major currencies is another emerging threat to the euro zone's recovery.

A strong currency helps to hold down inflation by reducing prices paid for imported goods, notably commodities such as oil that are priced in dollars. But it also makes exports more expensive, potentially weakening one of the euro zone's traditional drivers of growth.

Mr. Trichet said rapid changes in the euro's exchange rate versus the dollar are against the interests of the euro zone and the U.S., and said there would be no unilateral moves to respond.

"We are saying on both sides of the Atlantic -- we will cooperate as appropriate," Mr. Trichet said. "We consider that excess volatility has had adverse implications for economic and financial stability on both sides of the Atlantic."

While the ECB appears to have ruled out further stimulus, at least for now, that isn't true of the BOE, which continues to keep that option open.

"The scale of the program will be kept under review," the BOE's Monetary Policy Committee said after announcing that it was leaving its bond-buying program at £175 billion.

Before this month's MPC meeting, economists said they thought any expansion in the quantitative easing program would come in November, when the BOE publishes new economic forecasts.

"The MPC will have to decide whether recent signs of recovery are the first rays of light in a sustained recovery, allowing a suspension of QE, or a false dawn, necessitating further stimulus," said Stephen Boyle, head of economics at RBS Group.

—Geoffrey T. Smith and Nina Koeppen contributed to this article.
Write to Paul Hannon at paul.hannon@dowjones.com

http://online.wsj.com/article/SB125498609116572791.html